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About Product Features How it works Security
African fintech and digital payments
Sikani Technologies Pty Ltd

The future of payments everywhere.

Scan. Pay. Done. Accept card, mobile money, and wallet payments instantly with Sikani POS.

0+ Transactions
0+ Merchants
0.9% Uptime
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Powering the
digital economy.

Our Mission

To make digital payments accessible to every business everywhere.

Our Vision

A world where every transaction is instant, secure, and inclusive.

What We Do

We build payment infrastructure that connects buyers and sellers through QR codes, NFC, cards, mobile money, and digital wallets.

Powering payments across the continent

0+ Transactions Processed
0+ Active Merchants
0 Countries

Sikani POS

Two apps. One seamless payment ecosystem. Built for speed, designed for everyone.

Seller App

Generate QR codes, request payments, track earnings, and manage your business — all from your phone.

  • Instant QR payment requests
  • Real-time transaction alerts
  • Withdrawal to bank or MoMo
  • Sales analytics dashboard

Buyer App

Scan QR codes, pay with card, MoMo, or wallet. Fast, secure, and friction-free.

  • Scan & pay in 3 seconds
  • Saved cards & MoMo
  • Wallet with instant top-up
  • Transaction history
3s payments
🔒 Bank-grade security
🌍 Multi-currency
📱 No hardware needed
Sikani Seller App — Dashboard with earnings overview and QR code
Seller App

Two apps.
One ecosystem.

The Seller app generates QR codes and tracks payments. The Buyer app scans and pays instantly. Together, they create a seamless payment experience.

  • Instant QR generation
  • Real-time settlement
  • Multi-currency support
Sikani Pay App — Wallet balance, scan to pay, and recent transactions
Buyer App

Scan. Pay.
Done.

Download the Sikani Buyer App and pay at any merchant instantly. Scan a QR code, tap your phone, or use your saved cards and mobile money.

Scan & pay in 3 seconds
Cards, MoMo & wallet
Bank-grade encryption

Everything you need
to accept payments.

QR Payments

Generate and scan QR codes for instant payments. No hardware needed, just your phone.

Mobile Money

MTN MoMo, Vodafone Cash, AirtelTigo Money. Accept payments from every mobile wallet.

Saved Cards

Visa, Mastercard, and local cards. Securely tokenized for one-tap repeat payments.

Wallet

Sikani Wallet with instant top-up. Load funds and pay anywhere, anytime, offline-capable.

Seller Dashboard

Real-time analytics, transaction history, settlement tracking, and business insights.

Built for speed.
Designed for trust.

Instant QR Payments

Seller generates a QR code. Buyer scans and pays. Payment confirmed in under 3 seconds.

Multiple Payment Methods

Card, Mobile Money (MTN, Vodafone, AirtelTigo), or Sikani Wallet. Your customer's choice.

Real-time Notifications

Both buyer and seller get instant push notifications, email receipts, and SMS confirmations.

T+1 Settlement

Seller funds settle to their bank account or mobile money the next business day. No holding.

Verified Merchants

Every seller goes through KYC verification. Buyers see a verified badge when scanning.

Admin Dashboard

Full transaction oversight, seller verification, refund management, and audit logs.

Coming Soon

NFC Tap-to-Pay & NFC Cards

Contactless payments with a tap. Physical and virtual NFC cards for your buyers. The next evolution of Sikani POS.

Three steps.
Zero friction.

Seller creates a payment

Enter amount, generate QR code. The request includes amount, merchant name, and a 60-second expiry timer.

Buyer scans and pays

Open the Sikani app, scan the QR code. Choose card, MoMo, or wallet. Confirm payment.

Both get notified

Instant confirmation for both parties. Email receipt, SMS, push notification. Funds settle T+1.

Bank-grade security.
No compromises.

AES-256 Encryption

All data encrypted at rest and in transit

PCI DSS Compliant

Card data never touches our servers

HMAC Signatures

Every QR code is cryptographically signed

2FA + Passkeys

Biometric and TOTP authentication

Trusted by businesses
everywhere.

Every transaction tells a story.
Make yours seamless.

Powering payments
everywhere.

From bustling markets to modern storefronts — Sikani POS empowers merchants across the continent.

Merchant accepting smartphone payment at POS terminal
Seamless Checkout
Cashless transaction in a coffee shop
Cashless Commerce
Entrepreneur managing business on mobile
Business on the Go
Person pressing payment terminal keypad
Secure Transactions
Contactless mobile payment at retail counter
Tap & Pay
Happy entrepreneur using smartphone for business
Empowered Merchants
Point of sale system touchscreen
Smart POS
Customer making payment with credit card at diverse retail shop
Every Payment Method