The future of payments everywhere.
Scan. Pay. Done. Accept card, mobile money, and wallet payments instantly with Sikani POS.
- QR codes
- Cards
- Mobile money
- Sikani Wallet
Powering the
digital economy.
Sikani gives merchants of every size, from market stalls to modern storefronts, one simple way to accept QR, card and mobile money payments.
Our Mission
To make digital payments accessible to every business everywhere.
Our Vision
A world where every transaction is instant, secure, and inclusive.
What We Do
We build payment infrastructure that connects buyers and sellers through QR codes, cards, mobile money and digital wallets, with NFC on the way.
Built for how Africa pays
Sikani POS
Two apps. One seamless payment ecosystem. Built for speed, designed for everyone.
Seller App
Generate QR codes, request payments, track earnings, and manage your business — all from your phone.
- Instant QR payment requests
- Real-time transaction alerts
- Withdrawal to bank or MoMo
- Sales analytics dashboard
Buyer App
Scan QR codes, pay with card, MoMo, or wallet. Fast, secure, and friction-free.
- Scan & pay in 3 seconds
- Saved cards & MoMo
- Wallet with instant top-up
- Transaction history
Two apps.
One ecosystem.
The Seller app generates QR codes and tracks payments. The Buyer app scans and pays instantly. Together, they create a seamless payment experience.
- Instant QR generation
- Real-time payment alerts
- Multi-currency support
Scan. Pay.
Done.
The Sikani Buyer App is coming soon to iPhone and Android. Scan a merchant's QR code and pay with your saved cards, mobile money or wallet.
Want to know when it launches? Email info@sikani.tech
Everything you need
to accept payments.
QR Payments
Generate and scan QR codes for instant payments. No hardware needed, just your phone.
Mobile Money
MTN MoMo, Vodafone Cash, AirtelTigo Money. Accept payments from every mobile wallet.
Saved Cards
Visa, Mastercard, and local cards. Securely tokenized for one-tap repeat payments.
Wallet
Sikani Wallet with instant top-up. Load funds and pay anywhere, anytime, offline-capable.
Seller Dashboard
Real-time analytics, transaction history, settlement tracking, and business insights.
Built for speed.
Designed for trust.
Instant QR Payments
Seller generates a QR code. Buyer scans and pays. Payment confirmed in under 3 seconds.
Multiple Payment Methods
Card, Mobile Money (MTN, Vodafone, AirtelTigo), or Sikani Wallet. Your customer's choice.
Real-time Notifications
Both buyer and seller get instant push notifications, email receipts, and SMS confirmations.
T+1 Settlement
Seller funds settle to their bank account or mobile money the next business day. No holding.
Verified Merchants
Every seller goes through KYC verification. Buyers see a verified badge when scanning.
Admin Dashboard
Full transaction oversight, seller verification, refund management, and audit logs.
Every way to pay.
One connected world.
Explore the connections behind a payment.
A little movement. A lot of possibility.
Illustrative payment pathways, not live transactions. Tap a pathway or move your pointer to explore.
Three steps.
Zero friction.
Seller creates a payment
Enter amount, generate QR code. The request includes amount, merchant name, and a 60-second expiry timer.
Buyer scans and pays
Open the Sikani app, scan the QR code. Choose card, MoMo, or wallet. Confirm payment.
Both get notified
Instant confirmation for both parties. Email receipt, SMS, push notification. Funds settle T+1.
Built with security
in mind.
AES-256 Encryption
All data encrypted at rest and in transit
Tokenised Cards
Saved cards are stored as tokens, not card numbers
HMAC Signatures
Every QR code is cryptographically signed
2FA + Passkeys
Biometric and TOTP authentication
Every
transaction
tells
a
story.
Make
yours
seamless.
Physical & Digital
Your payments,
on a card.
Tap. Pay. Done. The Sikani NFC card will bring contactless payments to Sikani merchants, with no app needed for your customers.
Tap card to flip
Made for every
kind of counter.
From busy markets to modern storefronts, Sikani POS is designed around the way African merchants sell.